Terms of Use

By using or visiting this Website or any materials or services made available on, from, or through this Website, you signify your agreement to these Terms of Use and Victura Consulting LLC’s Privacy Policy incorporated herein by reference. If you do not agree to any of these Terms of Use or Victura Consulting LLC Privacy Policy, please do not use the Website.  These Terms of Use and the use of this Website are governed solely by U.S. law. Victura does not warrant that this site will be lawful outside of the United States. Do not proceed to use this Website if you do not agree that these Terms of Use and the use of this Website are governed by the laws of, the State of Illinois (without regard to that state’s conflicts of law’s provisions), that any action or proceeding arising out of or related to these Terms of Use shall be brought exclusively in the federal or circuit court located in the State of Illinois or if you do not consent to such venue and to the jurisdiction of such courts over such proceeding and themselves. Victura Consulting LLC may, in its sole discretion, modify or revise these Terms of Use and/or Privacy Policy at any time, and you agree to be bound by such modifications or revisions. You agree that each visit you make to this site shall be subject to the then-current Terms of Use.

I. Interpretations

1. Definitions:

In these Terms of Use: “Content” includes, but is not limited to, all text, photographs, software, animation files, graphics, video and audio files, HTML code and any other materials contained or made available in this Website. “User” or “YOU” includes, but is not limited to, any person who accesses this Website by any means whatsoever, including, but not limited to, legal, illegal, authorized and unauthorized means; if you are using this Website on behalf of a corporation or other organization, you represent and warrant that you have the requisite authority to bind the corporation or organization.

2. Eligibility:

The site and any related services are available to you, provided that you can form legally binding agreements under applicable law. If you are a minor, please do not use this site.

3. Assignment:

Victura Consulting LLC may assign its rights or obligations under these Terms of Use at any time with or without notice to Users.

4. Termination:

Victura Consulting LLC may terminate these Terms of Use at any time, either with or without cause, and with or without notice. The User may terminate these Terms of Use by ceasing to use this Website. You may not access this site after termination of this agreement without the written approval of Victura, provided, however, that Victura shall retain all rights, including all copyright rights and the right to use Submissions as provided. The following clauses of these Terms of Use will survive any termination by either party: II, III, IV, V, VI, VII, VIII, IX, X, XI and XII,

II. Copyright and trademarks

1. Ownership:

The Website and Content of this Website are owned by Victura Consulting LLC or are made available by permission of Victura Consulting LLC and are protected by domestic and international copyright laws. The trademarks Victura Consulting LLC, Victura Consulting, and the Victura Consulting Logo, are trademarks of Victura Consulting LLC. Other company names and/or trademarks mentioned in this Website or the Content are the property of their respective companies and are either used with permission of the company or are used for identification purposes only.

2. Rights:

The use of this Website grants no interest, whether proprietary, license, or otherwise, in the intellectual property rights, or any other rights which may exist or are hereafter developed in respect of any portion of the Website or its Content.

III. Permitted secondary uses

1. The User may make a limited number of copies of materials made available from this Website, such as articles and newsletters, for your own internal, personal, non-commercial purposes and provided that YOU maintain all applicable copyright notices and other proprietary rights notices. Unless YOU receive Victura Consulting LLC’s prior express written consent (except for the express limited purposes permitted above), YOU may not: (1) copy, reproduce, publish, distribute, create derivative works of, sell, transfer, display, transmit, compile or collect in a database, or in any manner commercially exploit, any copyrighted element of the Website, including the Content and/or software on the Website; (2) make any use of Victura Consulting LLC’s trademarks, trade dress and/or other intellectual property; (3) frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including, but not limited to, images, text, page layout, and/or form) of Victura Consulting LLC; (4) link to the Website, including without limitation, any deep links, without the prior written permission of Victura Consulting LLC; or (5) use any meta tags or any other “hidden text” utilizing Victura Consulting LLC’s name or trademarks. Victura Consulting LLC reserves the right to require the User to delete, destroy or otherwise remove any Content that is used in a manner that in Victura Consulting LLC’s opinion is contrary to the above permissions or is otherwise inappropriate, derogatory or offensive. Please contact Victura Consulting LLC at info@victuraconsulting.com with requests for permission.

2. The User agrees that any person to whom the Content is provided directly or indirectly through the User, will be advised of the terms of these Terms of Use, and that each such person is bound by these terms.

3. The User may in no way modify, copy, duplicate, reformulate, publish, adapt, alter, adjust, change, reverse engineer, disassemble, frame or decrypt any of the Content of this Website. You agree not to circumvent, disable or otherwise interfere with security-related features of the Website or features that prevent or restrict use, downloading, modification or copying of any Content or enforce limitations on use of the Website or the Content therein. You agree not to use or launch any automated system, including without limitation, “robots,” “spiders,” or “offline readers,” that accesses the Website in a manner that sends more request messages to Victura Consulting LLC servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser. You agree not to collect or harvest any personally identifiable information from the Website for any commercial purposes.

IV. Specific Usage and Responsibilities

In addition to the responsibilities listed in Section III, you agree to comply with the following terms.

1. You further agree to:

use the Site only for lawful purposes;

maintain, complete, correct, and up-to-date Submitted Information;

seek independent advice or counsel and to use independent judgement, caution, and common sense prior to using any information or Materials offered by or obtained from the Site; and bear the risks of any reliance or use of any Materials or any information offered by or obtained from the Site or provided by any third party. The Materials are for informational purposes only and are not represented to be complete, accurate, valid, timely or error free.

2. In connection with your Use, you agree NOT to:

violate any local, state, and federal rules regulations and statues, including, but not limited to, U.S. export laws and regulations, anti-discrimination, or equal opportunity employment laws;

infringe any intellectual property and privacy rights, including, but not limited to, patent, copyright, trademark, or trade secrets, of Victura, or any third party;

upload, post, transmit, or store any material that:

is unlawful, offensive, defamatory, fraudulent, deceptive, misleading, harmful, threatening, harassing, obscene, objectionable;

breaches any of your contractions or confidentiality obligations

disrupts or interferes with the normal operations of the Site, such as posting or transmitting viruses, continuous posting of repetitive materials or posting and/or uploading abnormally large files or other data; or

is an advertisement or other solicitation, including, but not limited to any unauthorized advertising material, unsolicited promotional materials, “junk mail”, “spam mail”, “chain letters”, pyramid schemes”, franchises, distributorships, club memberships, sales arrangements or similar materials;

violate other privacy rights or personal rights by abusing the Materials, including, but not limited to, harassing or “stalking” another person, sending unsolicited e-mails, or collecting other’s personal information

access or attempt to access any account or login of any other user or third party listed on the Site.

3. User Submission:

The Site provides a forum for you to obtain information from and about Victura. By submitting or entering your information to the Site (“Submitted Information”), you agree that you grant Victura a perpetual, non-exclusive, irrevocable, royalty free, worldwide license and right, but not the obligation to use, copy, modify, display, distribute, download, store, reproduce, transmit, publish, transfer, adapt, create derivative works in any manner, in their entirety or a portion of your Submitted Information, and by any means, forever and worldwide.

You acknowledge and agree that the Site is only a passive forum for users to obtain information. Victura does not screen or monitor any Submitted Information. Victura, therefore, makes no representation regarding the reliability, accuracy, completeness, validity, or truthfulness of any Submitted Information.

You acknowledge and agree that Victura may retain copies of your Submitted Information and disclosure your Submitted Information to a third party if Victura believes that is necessary to (1) protect the integrity of the Site; (2) protect the rights of Victura; (3) comply with any court order; (4) comply with any court order; (5) assert Victura’s claim under this Notice; and (6) satisfy any claims regarding violations of third party’s rights. Furthermore, you acknowledge and agree that Victura may use your Submitted information for data aggregation and other internal purposes.

V. Warranties and Disclaimers

THE INFORMATION PROVIDED THROUGH THE WEBSITE IS FOR GENERAL INFORMATIONAL PURPOSES AND IS NOT INTENDED TO BE A COMPLETE DESCRIPTION OF THE TERMS, EXCLUSIONS, AND CONDITIONS APPLICABLE TO EVERY SERVICE OFFERED BY VICTURA CONSULTING LLC. WHILE VICTURA CONSULTING LLC AIMS TO KEEP THE INFORMATION ON THIS WEBSITE AS CURRENT AND ACCURATE AS POSSIBLE, THE CONTENT OF THIS WEBSITE, INCLUDING ANY LINKS TO THIRD-PARTY CONTENT, IS PROVIDED “AS IS” AND WITHOUT WARRANTIES, EXPRESS OR IMPLIED. VICTURA CONSULTING LLC ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN, OR RELIANCE UPON, THE INFORMATION IN THIS WEBSITE. ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR USE OR PURPOSE, ARE HEREBY EXCLUDED TO THE FULLEST EXTENT OF THE LAW. VICTURA CONSULTING LLC MAKES NO WARRANTY, AND EXPRESSLY DISCLAIMS ANY OBLIGATION, THAT THE CONTENT ON THIS WEBSITE WILL BE ACCURATE, CURRENT, COMPLETE, OR AVAILABLE AT ALL TIMES. VICTURA CONSULTING LLC ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE OR THE CONTENT, (III) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE, (III) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY, AND/OR (IV) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT. THIS WEBSITE AND THE CONTENT ARE NOT INTENDED TO PROVIDE FINANCIAL, LEGAL, ENGINEERING, ACCOUNTING OR OTHER PROFESSIONAL ADVICE AND SHOULD NOT BE RELIED UPON AS SUCH. BEFORE USING OR ACTING UPON ANY CONTENT, YOU ARE ADVISED TO SEEK THE ADVICE OF AN ATTORNEY, ACCOUNTANT, ENGINEER OR OTHER APPROPRIATE PROFESSIONAL.

VI. Choice of law

1. Any dispute arising out of the use of this Website, the Content or availability thereof, the construction or interpretation of these Terms of Use, or anything related or similar thereto is governed by the laws of the state of Illinois, without any reference to conflicts of laws rules or principles.

2. Any dispute arising out of the use of this Website, the Content or availability thereof, the construction or interpretation of these Terms of Use, or anything related or similar thereto is only to be decided by a state or federal court of competent jurisdiction sitting in Illinois. You consent to such venue and to the jurisdiction of such courts over such proceeding and yourself.

VII. Rights to control site

1. The Content of this Website is subject to change, restriction or termination without any notice to Users. Victura Consulting LLC reserves the right to discontinue any aspect of the Website at any time.

2.  This Website may include hyperlinks to other Web sites that are not controlled by or affiliated with Victura Consulting LLC. These links are provided for your convenience, and should not be construed to mean that Victura Consulting LLC in any way endorses these sites. Victura Consulting LLC is not responsible for the contents of any web sites created and maintained by organizations information other than that contained on its own site or those of its subsidiaries, and cannot vouch for the accuracy of this information. These Terms of Use do not apply to these other sites. Visiting any such third-party web sites is at your own risk. We recommend that you read the terms of use of any third-party web site you visit in order to understand how any information collected will be used.

VIII. Limitations of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, VICTURA CONSULTING LLC AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, SHAREHOLDERS, AGENTS, EMPLOYEES, SUBCONTRACTORS, ASSIGNS AND SUCCESSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OR INJURY, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES, PERSONAL INJURY, MENTAL ANGUISH, OR EMOTIONAL DISTRESS THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THIS WEBSITE OR THE CONTENT OR MATERIALS PROVIDED ON THIS WEBSITE. THIS INCLUDES, BUT IS NOT LIMITED TO, DAMAGES RESULTING FROM ACTIONS TAKEN BY YOU OR OTHERS IN RELIANCE ON INFORMATION CONTAINED IN THIS WEBSITE. YOU SPECIFICALLY ACKNOWLEDGE THAT VICTURA CONSULTING LLC IS NOT LIABLE FOR ANY OFFENSIVE, DEFAMATORY, OR ILLEGAL CONDUCT OF ANY VISITOR TO THIS WEBSITE, OR USER OF INFORMATION OBTAINED THROUGH THIS WEBSITE. YOU AGREE THAT VICTURA CONSULTING LLC AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, SHAREHOLDERS, AGENTS, EMPLOYEES, SUBCONTRACTORS, ASSIGNS AND SUCCESSORS, SHALL NOT BE LIABLE FOR ANY DAMAGES UNDER ANY INDEMNITY OR THEORY, INCLUDING, WITHOUT LIMITATION, LIABILITY ARISING OUT OF CONTRACT, NEGLIGENCE, STRICT LIABILITY, TORT, PATENT OR COPYRIGHT INFRINGEMENT, OR OTHERWISE. SOME JURISDICTIONS MAY RESTRICT THESE LIMITATIONS OF LIABILITY.

The Website is controlled and offered by Victura Consulting LLC from its facilities in the United States of America. Victura Consulting LLC makes no representations that the Website is appropriate or available for use in other locations. Those who access or use the Website from other jurisdictions do so at their own volition and are responsible for compliance with local law.

IX. Indemnification

YOU agree to defend, indemnify and hold Victura Consulting LLC and its parents, subsidiaries, affiliates, members, shareholders, agents, employees, subcontractors, assigns and successor harmless from and against any and all claims, demands, liabilities, judgments, losses, damages, costs, fees and expenses, including but not limited to reasonable attorneys’ fees arising from or relating to your use of this Website or your acts or omissions relating to this Website, including but not limited to: (1) infringement or misappropriation of any intellectual property rights, (2) defamation, libel, slander, obscenity, pornography, or violation of the rights of privacy or publicity or of any other third party right, (3) spamming, or any other offensive, harassing or illegal conduct or any breach or violation of these Terms of Use, or (4) any damage or destruction to the Website, or to Victura Consulting LLC, or to another person which is caused by or otherwise results from your acts and omissions.

X. General Information

You agree that there is no employment, partnership, agency, or joint venture relationship between you and Victura arising out of or resulting from your Use of the Site. These Terms of Use constitute the entire agreement between YOU and Victura Consulting LLC and govern your use of this Website. These Terms of Use supersede any prior agreements between YOU and Victura Consulting LLC. The failure of Victura Consulting LLC to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. A waiver of any breach of any provision of these Terms of Use shall not be deemed to be a waiver of any repetition of such breach or in any manner affect any other terms or conditions of these Terms of Use. If any provision of the Terms of Use is found to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms of Use remain in full force and effect. YOU agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Website or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred. These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Victura Consulting LLC without restriction.

XI. Acknowledgement

YOU acknowledge that YOU have read and understand these Terms of Use, and that these Terms of Use have the same force and effect as a signed agreement.

XII. All Rights Reserved

All rights not expressly granted herein are hereby reserved.

We hope you will find our Website to be informative and we appreciate your interest.